• Scofield Mortgage Group

    Scofield Mortgage Group

    Mortgage Loan Originator
    NMLS# 208017

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    Arizona & Texas FHA home loan

    What is an FHA Home Loan?

    The FHA (Federal Housing Administration) home loan is one of several government-insured loans. The FHA doesn’t lend money directly to home buyers; they insure lenders against losses that may occur from client default. Because of this, lenders have less strict requirements for borrowers.

    Benefits of FHA Home Loans

    One of the features borrowers enjoy the most is the low minimum down payment, which is typically less than the requirements for a conventional loan. Additionally, your closing costs may be lower than a conventional loan.

    With FHA mortgages, a mortgage insurance premium will be required in addition to your monthly payments. Mortgage insurance is implemented to help lenders protect their interest when allowing borrowers to secure a loan with little cash for a down payment.

    Questions? Contact Scofield Mortgage Group Today!
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    Contact Scofield Mortgage Group

    Scofield Mortgage Group

    5416 E. Baseline Rd. Suite 220
    Mesa, Arizona 85206
    (602) 690-7943
    NMLS# 208017
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